While WhatsApp makes communication easy, cyber security threats are on the rise. Digital criminals no longer just send messages like “Mom needs credit,” but use sophisticated psychological manipulation techniques. One wrong click, and your personal data and bank account balance could be gone in minutes.

To stay vigilant, take note of the five most dangerous WhatsApp scams currently circulating:

  1. Fake Courier Scam (APK File “Package Photo”)

This is one of the most prevalent scams. The perpetrator will claim to be a courier and send a message containing a file in .APK format named “Package Photo” or “View Item Photo.” If installed, this application is malware that can steal SMS access (to retrieve OTP codes) and spy on your M-Banking activities.

  1. Fake Digital Wedding Invitations

Who wouldn't be happy to receive good news? This is the loophole that scammers exploit. They send a short message containing a “Wedding Invitation” in the form of an APK file. Once clicked, the malicious application will suck up your contact data, account credentials, and even monitor your private conversations. Secure digital invitations are usually in the form of a Link/Website, not an application file (.apk).

  1. “Wrong Address” Electronic Traffic Ticket

Scammers are now impersonating police institutions by sending messages titled “Traffic Ticket-1.0.” They scare victims by claiming that their vehicles have violated traffic rules and ask victims to open the file to see the details of the violation. This file is designed to take remote control of your device, giving scammers full access to your phone.

  1. Quishing (Phishing via QR Code)

This method is more sophisticated because it utilizes QR Code stickers in public places, such as restaurants, gas stations, or parking areas. Scammers stick fake QR stickers over the original QR codes. When you scan the code, you will be directed to a phishing site that looks similar to the original site to steal your credit card or social media login details. Always check if the QR code sticker looks suspicious (such as if it appears to be manually applied).

  1. VCS Traps & Blackmail

This method attacks the victim's psychological state and reputation. It usually starts with a video call from an unknown number that suddenly displays obscene content. The perpetrator will record the screen when your face appears on the screen along with the obscene content. This recording is then used as a means of blackmail. You are asked to send a sum of money to prevent the video from being shared with your contacts. Never answer video calls from unknown numbers. If you accidentally answer one, immediately turn off the camera or shut down your phone.

Source: Harianjogja

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