Financial Highlights

Here you can see the CSULfinance’s financial overview

Financial Highlights 2015 2016 2017 2018 Jun - 2019
Total Revenues 438,447,016 405,619,986 505,120,894 554,911,340 288,094,525
Income Before Tax Expenses 98,607,716 76,743,835 88,141,513 105,749,274 34,660,543
Total Comprehensive Income for The Year 94,633,504 65,137,687 73,076,892 77,058,587 25,567,087
Number of Shares Issued 19,805 19,805 19,805 19,805 19,805
Net Working Capital 35,239 35,239 35,239 35,239 35,239
Total Assets 3,748,918,451 3,264,370,334 4,110,559,668 4,358,259,463 4,560,292,059
Total Liabilities 2,816,314,549 2,297,046,176 3,075,279,555 3,319,040,680 3,506,059,167
Total quity 932,603,902 967,324,158 1,035,280,113 1,039,218,783 1,054,232,892
Lease Receivables 2,448,624,599 1,659,367,161 2,032,195,171 2,729,868,268 2,950,427,368
Consumer Finance Receivables 1,277,356,691 1,580,669,607 2,227,331,550 1,488,163,086 1,438,982,667
Factoring Receivables 109,939,521 165,460,208 122,290,132 144,931,862 40,790,222
Financial Ratios          
Net Income to Equity (ROE) 10.3% 6.9% 7.3% 7.4% 4.84%
Debt to Equity (DER) 2.6 2.0 2.7 3.1

3.1

Receivables to Total Assets 86.1% 82.4% 86.5% 83.9% 81.4%
Liabilities to Total Assets 75.1% 70.4% 74.8% 76.2% 76.8%
Gross Revenue to Receivables (NIM) 5.0% 5.6% 7.5% 6.9% 7.0%