| Financial Highlights (in millions Rupiah) | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|
| Total Revenues | 739.562 | 546.063 | 555.551 | 576.683 | 554.912 |
| Income Before Tax Expense |
136.947 | 60.861 | 30.233 | 74.129 | 106.749 |
| Income for The Year | 105.865 | 44.851 | 21.016 | 53.156 | 77.059 |
| Total Shares | 19,805 | 19,805 | 19,805 | 19,805 | 19,805 |
| Net Working Capital | 35,239 | 35,239 | 35,239 | 35,239 | 35,239 |
| Total Assets | 5.078.857 | 4.283.090 | 3.729.057 | 4.283.985 | 4.358.259 |
| Total Liabilities | 3.981.591 | 3.276.291 | 2.749.082 | 3.220.740 | 3.319.041 |
| Total Equities | 1.097.266 | 1.006.799 | 979.975 | 1.063.245 | 1.039.219 |
| Finance Lease Receivables - Net |
2.609.259 | 2.230.023 | 1.802.678 | 2.302.774 | 2.358.330 |
| Consumer Financing Receivables - Net |
1.590.581 | 1.254.005 | 1.039.339 | 1.254.885 | 1.182.965 |
| Factoring Receivables - Net |
238.791 | 186.677 | 193.483 | 88.831 | 116.688 |
| Financial Ratios | |||||
| Net Income to Average Assets (ROAA) |
2,82% | 1,48% | 0,72% | 1,23% | 1,82% |
| Net Income to Average Assets (ROAE) |
10,00% | 4,53% | 2,15% | 5,06% | 7,43% |
| Debt to Equity Ratio (DER) |
3,45 | 2,78 | 2,78 | 2,86 | 3,06 |
| Receivables to Assets Ratio (FAR) |
87,39% | 85,70% | 81,40% | 85,12% | 83,93% |
| Debt to Assets Ratio (DAR) |
74,60% | 65,28% | 63,23% | 71,01% | 73,08% |
| Gross Revenue to Receivables (NIM) |
7,61% | 6,03% | 4,15% | 5,10% | 6,90% |
