Financial Highlights
Here you can see the CSULfinance’s financial overview
| Finacial Highlights (in Thousand Rupiah) |
2021 |
2020 |
2019 |
2018 |
2017 |
| Total Revenue |
546,063,211 |
555,551,275 |
576,683,239 |
554,991,340 |
505,120,894 |
| Income Before Tax |
60,144,685 |
29,268,367 |
73,254,788 |
105,749,274 |
88,141,513 |
| Total Comprehensive Income for The Year |
44,851,437 |
21,016,033 |
53,156,342 |
77,058,587 |
73,076,892 |
| Number of Shared Issued |
198,050 |
198,050 |
19,805 |
19,805 |
19,805 |
| Net Working Capital |
35,239 |
35,239 |
35,239 |
35,239 |
35,239 |
| Total Assets |
4,283,089,696 |
3,729,057,265 |
4,283,984,928 |
4,358,259,463 |
4,110,559,66 |
| Total Liabilities |
3,276,291,000 |
2,749,081,843 |
3,220,739,562 |
3,319,040,680 |
3,075,279,555 |
| Total Equties |
1,006,799,059 |
979,975,422 |
1,063,245,366 |
1,039,218,783 |
1,035,280,113 |
| Lease Receivable, Gross |
2,602,826,406 |
2,107,835,901 |
2,677,495,012 |
2,729,868,268 |
2,032,195,171 |
| Factoring Receivable, Gross |
1,614,879,635 |
1,346,463,261 |
1,541,623,641 |
1,488,163,086 |
2,227,331,550 |
| Consumer Finance Receivable, Gross |
193,461,646 |
200,186,485 |
91,057,620 |
144,931,862 |
122,290,132 |
| Financial Ratios |
|
|
|
|
|
| Net Income to Assets (ROAA) |
1.5% |
0.7% |
1.2% |
1.8% |
2.0% |
| Net Income to Equity (ROAE) |
4.5% |
2.2% |
5.1% |
7.4% |
7.3% |
| Debt to Equity(DER) |
2.8 |
2.4 |
2.9 |
3.1 |
2.7 |
| Receivables to Total Assets (FAR) |
85.70% |
81.40% |
85.10% |
83.90% |
86.50% |
| Liabilities to Total Assets |
76.49% |
73.72% |
75.20% |
76.20% |
74.80% |
| Gross Revenue to Receivables (NIM) |
6.03% |
4.15% |
5.10% |
6.90% |
7.50% |
