| Financial Highlights (in millions Rupiah) | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|
| Total Revenues | 872,961 | 739.562 | 546.063 | 555.551 | 576.683 |
| Income Before Tax Expense |
199,702 | 136.947 | 60.861 | 30.233 | 74.129 |
| Income for The Year | 156,225 | 105.865 | 44.851 | 21.016 | 53.156 |
| Total Shares | 19,805 | 19,805 | 19,805 | 19,805 | 19,805 |
| Net Working Capital | 35,239 | 35,239 | 35,239 | 35,239 | 35,239 |
| Total Assets | 5,860,517 | 5.078.857 | 4.283.090 | 3.729.057 | 4.283.985 |
| Total Liabilities | 4,660,866 | 3.981.591 | 3.276.291 | 2.749.082 | 3.220.740 |
| Total Equities | 1,199,650 | 1.097.266 | 1.006.799 | 979.975 | 1.063.245 |
| Finance Lease Receivables - Net |
2,642,573 | 2.609.259 | 2.230.023 | 1.802.678 | 2.302.774 |
| Consumer Financing Receivables - Net |
2,094,804 | 1.590.581 | 1.254.005 | 1.039.339 | 1.254.885 |
| Factoring Receivables - Net |
457,923 | 238.791 | 186.677 | 193.483 | 88.831 |
| Financial Ratios | |||||
| Net Income to Average Assets (ROAA) |
3.53% | 2,82% | 1,48% | 0,72% | 1,23% |
| Net Income to Average Assets (ROAE) |
13.66% | 10,00% | 4,53% | 2,15% | 5,06% |
| Debt to Equity Ratio (DER) |
3.67 | 3,45 | 2,78 | 2,78 | 2,86 |
| Receivables to Assets Ratio (FAR) |
88,65% | 87,39% | 85,70% | 81,40% | 85,12% |
| Debt to Assets Ratio (DAR) |
75.10% | 74,60% | 65,28% | 63,23% | 71,01% |
| Gross Revenue to Receivables (NIM) |
7.76% | 7,61% | 6,03% | 4,15% | 5,10% |
